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People think whiplash isn’t that serious because they can’t see it.
While many think that whiplash is a silent wound and not that serious because it’s not visible, it is one of the more common injuries sustained in car crashes. Whiplash damage turns the most mundane of tasks into a painful activity and affects daily living. [...]
Some motorist insurance policies contain an exclusion of liability and uninsured coverage for members of an insured’s household or family. Where these exclusions are enforceable, they would prohibit, for example, a husband, who was a passenger in a car driven by his wife, from recovering benefits under her insurance policy for injuries he suffered in [...]
Continue reading...As a large body of statistical evidence will show, cars and trucks run into one another, or make unintended contact with other objects, with understandable but unfortunate frequency. Collision coverage is that coverage under a policy of motor vehicle insurance by which an insurer agrees to provide an insured with indemnification for damage to a [...]
Continue reading...Some automobile insurance policies have clauses that specifically exclude the payment of punitive or exemplary damages against an insured. Punitive or exemplary damages do not pay for bodily injuries or property damage. They are awarded over and above payment for those items. Punitive or exemplary damages are intended to punish the person who caused the [...]
Continue reading...While the popular impression of the flammability of motor vehicles may be exaggerated due to such things as the manner in which they are portrayed on television and in the movies, cars and trucks do contain flammable materials, and they obtain their motive power through the use of flammable fuel. As a result they occasionally [...]
Continue reading...Because a substantial number of owners and operators of cars and trucks fail to carry sufficient insurance coverage or operate their vehicles without any insurance coverage at all, auto insurance policies often contain underinsured motorist provisions, sometimes abbreviated UIM, and uninsured motorist provisions, sometimes abbreviated UM. These policy provisions are intended to give insured persons [...]
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